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Health Coverage Q&A

1. Can I Get Health Coverage For $0/Month?

Yes. Many people qualify for $0 monthly premiums through ACA subsidies and tax credits. Eligibility depends on income, family size, and where you live. Millions enroll each year without paying a monthly bill.

2. Do Marketplace Plans Cover My Current Doctor Visits?

ACA plans include provider networks. To keep your doctor, check the plan’s in-network directory before enrolling. Choosing the right carrier can ensure continued access to your preferred providers.

3. Will My Prescription Drugs Be Covered Under ACA Plans?

Yes. Every ACA plan must cover prescription medications. Formularies vary by carrier, so review whether your prescriptions are included and what the copay or coinsurance will be.lude provider neYes. Every ACA plan must cover prescription medications. Formularies vary by carrier, so review whether your prescriptions are included and what the copay or coinsurance will be.tworks. To keep your doctor, check the plan’s in-network directory before enrolling. Choosing the right carrier can ensure continued access to your preferred providers.

4. Are $0 Deductible Plans Offered In My State?

Often, yes. Some ACA plans, especially Silver tier with cost-sharing reductions, offer $0 or very low deductibles. Availability depends on your income and which insurers operate in your state.

5. Can I Qualify For ACA Coverage If I’m Self-Employed?

Absolutely. Self-employed workers can apply through the Marketplace and often qualify for subsidies. Your income alone—not an employer—determines what assistance you receive.

6. Do Marketplace Plans Include Dental And Vision Care?

Do Marketplace Plans IACA medical plans don’t automatically include dental or vision. However, most Marketplaces let you add low-cost dental or vision coverage alongside your health plan during enrollment.

7. Will I Lose Coverage If I Change Jobs Or Move States?

Your ACA plan stays active as long as premiums are paid. Moving to a new state triggers a Special Enrollment Period, allowing you to choose a new plan based on local carriers and networks.

8.Can I Switch To A Better ACA Plan During Open Enrollment?

Yes. Open Enrollment is the time to review your coverage, compare premiums and networks, and upgrade to a plan that better fits your health and budget needs.

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